:root {
  --color-bg: #ffffff;
  --color-bg-alt: #f7f8fa;
  --color-text: #1a1d23;
  --color-text-muted: #5b6270;
  --color-border: #e6e8ec;
  --color-primary: #2563eb;
  --color-primary-dark: #1d4ed8;
  --color-primary-light: #eaf1ff;
  --radius: 12px;
  --max-width: 1120px;
  --font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.6;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.container-narrow {
  max-width: 760px;
}

img { max-width: 100%; display: block; }

a { color: inherit; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--color-border);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
  font-size: 1.1rem;
  color: var(--color-text);
}

.logo-icon { font-size: 1.4rem; }
.logo-text strong { color: var(--color-primary); }

.main-nav {
  display: flex;
  gap: 28px;
}

.main-nav a {
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--color-text-muted);
  transition: color 0.15s ease;
}

.main-nav a:hover { color: var(--color-primary); }

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px;
  height: 40px;
  background: none;
  border: none;
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  height: 2px;
  width: 100%;
  background: var(--color-text);
  border-radius: 2px;
}

/* Hero */
.hero {
  padding: 96px 0 72px;
  background: linear-gradient(180deg, var(--color-primary-light) 0%, var(--color-bg) 100%);
  text-align: center;
}

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--color-primary);
  margin: 0 0 12px;
}

.hero h1 {
  font-size: clamp(2rem, 4vw, 2.75rem);
  margin: 0 0 20px;
  max-width: 820px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.2;
}

.hero-sub {
  max-width: 620px;
  margin: 0 auto 32px;
  color: var(--color-text-muted);
  font-size: 1.05rem;
}

.hero-actions {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

/* Buttons */
.btn {
  display: inline-block;
  padding: 13px 28px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  cursor: pointer;
  border: 1px solid transparent;
  transition: transform 0.12s ease, background 0.15s ease, box-shadow 0.15s ease;
}

.btn:hover { transform: translateY(-1px); }

.btn-primary {
  background: var(--color-primary);
  color: #fff;
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.25);
}

.btn-primary:hover { background: var(--color-primary-dark); }

.btn-ghost {
  background: transparent;
  color: var(--color-text);
  border-color: var(--color-border);
}

.btn-ghost:hover { border-color: var(--color-primary); color: var(--color-primary); }

/* Sections */
.section { padding: 80px 0; }
.section-alt { background: var(--color-bg-alt); }

.section-title {
  font-size: clamp(1.6rem, 3vw, 2.1rem);
  margin: 0 0 12px;
  text-align: center;
}

.section-lead {
  text-align: center;
  color: var(--color-text-muted);
  max-width: 640px;
  margin: 0 auto 48px;
}

/* Info grid (tentang) */
.info-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 24px;
}

.info-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 28px 24px;
  text-align: center;
}

.info-icon { font-size: 1.8rem; margin-bottom: 12px; }
.info-card h3 { margin: 0 0 8px; font-size: 1.05rem; }
.info-card p { margin: 0; color: var(--color-text-muted); font-size: 0.92rem; }

/* Wallet grid (metode) */
.wallet-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
}

.wallet-card {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 24px;
  transition: box-shadow 0.15s ease, transform 0.15s ease;
}

.wallet-card:hover {
  box-shadow: 0 8px 24px rgba(0,0,0,0.06);
  transform: translateY(-2px);
}

.wallet-badge {
  display: inline-block;
  color: #fff;
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.04em;
  padding: 5px 12px;
  border-radius: 999px;
  margin-bottom: 14px;
}

.wallet-card h3 { margin: 0 0 8px; font-size: 1.1rem; }
.wallet-card p { margin: 0; color: var(--color-text-muted); font-size: 0.92rem; }

/* Steps */
.steps {
  list-style: none;
  margin: 0;
  padding: 0;
  max-width: 640px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.steps li {
  display: flex;
  gap: 18px;
  align-items: flex-start;
}

.step-num {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--color-primary);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.95rem;
}

.steps h3 { margin: 0 0 4px; font-size: 1.02rem; }
.steps p { margin: 0; color: var(--color-text-muted); font-size: 0.92rem; }

/* Benefits */
.benefit-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
}

.benefit-item {
  border-left: 3px solid var(--color-primary);
  padding-left: 18px;
}

.benefit-item h3 { margin: 0 0 6px; font-size: 1.02rem; }
.benefit-item p { margin: 0; color: var(--color-text-muted); font-size: 0.92rem; }

/* FAQ */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--color-bg);
}

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  padding: 18px 20px;
  background: none;
  border: none;
  text-align: left;
  font-size: 0.98rem;
  font-weight: 600;
  cursor: pointer;
  color: var(--color-text);
}

.faq-icon {
  flex-shrink: 0;
  font-size: 1.2rem;
  color: var(--color-primary);
  transition: transform 0.2s ease;
}

.faq-item.open .faq-icon { transform: rotate(45deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.25s ease;
}

.faq-answer p {
  margin: 0;
  padding: 0 20px 18px;
  color: var(--color-text-muted);
  font-size: 0.92rem;
}

/* Contact form */
.contact-form {
  display: flex;
  flex-direction: column;
  gap: 18px;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 32px;
}

.form-row {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-row label {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--color-text);
}

.form-row input,
.form-row textarea {
  font-family: inherit;
  font-size: 0.95rem;
  padding: 12px 14px;
  border: 1px solid var(--color-border);
  border-radius: 8px;
  background: var(--color-bg-alt);
  color: var(--color-text);
  resize: vertical;
}

.form-row input:focus,
.form-row textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background: var(--color-bg);
}

.contact-form .btn { align-self: flex-start; }

.form-note {
  margin: 0;
  font-size: 0.88rem;
  color: var(--color-primary);
}

/* Footer */
.site-footer {
  border-top: 1px solid var(--color-border);
  background: var(--color-bg-alt);
  padding-top: 48px;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 40px;
  padding-bottom: 32px;
}

.footer-tagline {
  margin: 8px 0 0;
  color: var(--color-text-muted);
  font-size: 0.9rem;
  max-width: 280px;
}

.footer-columns {
  display: flex;
  gap: 56px;
  flex-wrap: wrap;
}

.footer-col-title {
  margin: 0 0 14px;
  font-size: 0.78rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--color-text);
}

.footer-nav {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-nav a {
  text-decoration: none;
  color: var(--color-text-muted);
  font-size: 0.92rem;
}

.footer-nav a:hover { color: var(--color-primary); }

/* Legal / content pages */
.legal-hero {
  padding: 56px 0 32px;
  background: linear-gradient(180deg, var(--color-primary-light) 0%, var(--color-bg) 100%);
}

.breadcrumb {
  display: flex;
  gap: 8px;
  align-items: center;
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin: 0 0 16px;
}

.breadcrumb a {
  text-decoration: none;
  color: var(--color-primary);
}

.breadcrumb a:hover { text-decoration: underline; }

.legal-hero h1 {
  font-size: clamp(1.7rem, 3.5vw, 2.3rem);
  margin: 0 0 10px;
}

.legal-updated {
  color: var(--color-text-muted);
  font-size: 0.9rem;
  margin: 0;
}

.legal-content {
  padding: 56px 0 80px;
}

.legal-content .container-narrow {
  display: flex;
  flex-direction: column;
  gap: 32px;
}

.legal-block h2 {
  font-size: 1.25rem;
  margin: 0 0 12px;
}

.legal-block p,
.legal-block li {
  color: var(--color-text-muted);
  font-size: 0.96rem;
}

.legal-block ul,
.legal-block ol {
  margin: 8px 0 0;
  padding-left: 20px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.legal-block a {
  color: var(--color-primary);
  text-decoration: underline;
}

.legal-nav-back {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 8px;
  text-decoration: none;
  color: var(--color-primary);
  font-weight: 600;
  font-size: 0.92rem;
}

.footer-bottom {
  border-top: 1px solid var(--color-border);
  padding: 20px 24px;
  text-align: center;
  color: var(--color-text-muted);
  font-size: 0.85rem;
}

/* Responsive */
@media (max-width: 800px) {
  .main-nav {
    position: absolute;
    top: 68px;
    left: 0;
    right: 0;
    background: var(--color-bg);
    border-bottom: 1px solid var(--color-border);
    flex-direction: column;
    padding: 12px 24px 20px;
    gap: 4px;
    display: none;
  }

  .main-nav.open { display: flex; }

  .main-nav a {
    padding: 10px 0;
    border-bottom: 1px solid var(--color-border);
  }

  .nav-toggle { display: flex; }
}